Building in public

Your money should move directly.

Bank account to bank account. No wallet trapping your funds. No fees to access your own money. No middleman taking a cut.

$0 Transfer fees
0 Intermediary wallets
Instant Settlement
The problem

Payment apps hold your money hostage, then charge you to get it back.

How it works today
  • Money lands in a proprietary wallet, not your bank
  • $1.75 fee for instant transfers to your own account
  • Standard transfers take 1-3 business days
  • Need 3-4 different apps because everyone uses a different one
  • Your financial data spread across multiple platforms
How ClearSend works
  • Money moves directly between bank accounts
  • Zero fees, zero hidden costs, zero surprises
  • Instant settlement via open banking rails
  • One app, any bank, any person
  • Your money stays in your bank where it belongs
How it works

Three steps. No wallet. No waiting.

Connect your bank

Securely link your checking or savings account through open banking. Read-only access, bank-level encryption.

Enter the recipient

Phone number, email, or account details. They don't need to download anything or create an account.

Money arrives. Directly.

Funds land in their bank account. Not a wallet, not a balance, not a holding account. Their actual bank.

The vision

Moving money should be as simple as sending a text.

The payments industry built layers of complexity and fees between you and your money. ClearSend strips them away. One direct path. Your bank to theirs. The way it should have always worked.